Privacy Policy
At ActuaryFellow we know that you care about how your information is used and shared. We appreciate your trust that we will use your information carefully and sensibly. This Privacy Policy (“Policy”) is meant to help you understand what information we collect, why we collect it, and how you can update and manage your information. Our privacy practices reflect current global principles and standards for processing personal data.
BY USING HTTPS://WWW.ACTUARYFELLOW.COM, YOU ACCEPT THE PRACTICES DESCRIBED IN THIS POLICY.
The ActuaryFellow (“we” or “us”) may amend this Policy at any time; we will provide you with notice when the changes are material. Changes to this Policy may affect the way we use the information collected about you, including personal data provided by or collected from you. Please visit our website to obtain current information about our Policy. If you do not agree with the practices described in this Policy, you must discontinue using www.actuaryfellow.com, any ActuaryFellow web presences, mobile applications and web applications operated by ActuaryFellow. Our Terms of Use (“Terms”), which are a part of this Policy, further describe the terms governing your use of this website.
WHAT WE COLLECT AND HOW WE USE IT
The ActuaryFellow collects information to provide you with the best products, services and experiences we can, and to ensure our website is operating efficiently. The information we collect generally falls into two categories: (1) personal data about you that you voluntarily provide to us (“personal data”), and (2) tracking information collected as you navigate through ActuaryFellow operated applications and websites (“tracking information”).
AGGREGATE AND COMPUTER- RELATED INFORMATION
When you use the website, we may collect tracking information such as your browser type, the type of operating system you use, your IP address, device identifiers and features, the name of your Internet service provider, and pages visited on the website. If you visit our website or other from a location-enabled device, that device will send us data about your location based on your device settings. We collect this information for aggregate reporting on website activity and for identifying possible sources of website abuse or malicious activity. For example, we may want to know how long the average user spends on the website or which pages or features get the most attention.
When we collect this tracking information, we endeavor to remove any identifying elements by combining it with information about other individuals and/or by removing characteristics that make the information personally identifiable to you. ActuaryFellow reserves the right to share with third parties anonymous, aggregated information about you and other visitors to our website. We share this information in order to improve our website, analyze usage trends, and develop content and services that may be of interest to you.
Likewise, ActuaryFellow may allow third party vendors to collect industry-standard user information (which may include data IP addresses and other device identifiers) through use of cookies, pixel tags, web beacons, technologies, and other relevant tags on our website for use by the ActuaryFellow to better understand the needs and interests of our members, for statistical and research purposes, and to improve content and services that may be of interest to you.
SHARING YOUR DATA
We may disclose your personal data when required by law, wherein we have a good faith belief that such action is necessary to comply with a current judicial proceeding, a criminal investigation, a court order, or legal process. We may also share your personal data if we believe it is necessary in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of the Terms of Use, or as otherwise required by law.
USE OF COOKIES
ActuaryFellow uses "cookies" to help remember and process the items in the shopping cart, personalize your online experience and compile aggregate data about site traffic and interactions in order to offer better site experiences and tools in the future. ActuaryFellow may also use trusted third party services, including Google Analytics that track this information on our behalf. Google Analytics uses first-party cookies to track visitor interactions as in our case, where they are used to collect information about how visitors use our site. ActuaryFellow then uses the information to compile reports and to help us improve our site.
Cookies contain information that is transferred to your computer's hard drive. These cookies are used to store information, such as the time that the current visit occurred, whether the visitor has been to the site before and what site referred the visitor to the web page.
Google Analytics collects information anonymously.
ACCESSING AND UPDATING YOUR PERSONAL INFORMATION
We aim to provide you with easy access to your personal data. If you need to review, change, or update your personal information, you can do so by sending a mail to
99 Wall Street Suite#668, New York, NY 10005 or alternatively send an email to actuaryfellow@outlook.com.
Due to production, mailing, and system timelines, it may take a few days to process a request to update your preferences and personal data.
DATA SUBJECT ACCESS RIGHTS
Under the GDPR, residents of the European Union and European Economic Area (data subjects) have additional rights. A good explanation of them is available on the United Kingdom’s Information Commissioner’s Office website. These rights include accessing, updating, or requesting the deletion of personal data (unless we have to keep that personal data for legitimate business or legal purposes).
OPT OUT OF MARKETING
If you do not want to receive marketing emails from us, you can opt out by visiting our Manage Your Email Preferences Center. A link to manage your marketing preferences is included in the footer of every ActuaryFellow marketing email.
Even if you opt out of marketing emails, we may still communicate with you for other purposes related to your membership and/or transactions initiated by you, such as new or existing orders and purchases; governance related information and changes; for customer service purposes; regarding examinations; regarding your membership; and/or for other activities where ActuaryFellow has a legitimate business or legal purpose for contacting you.
ADDITIONAL TERMS
PRIVACY POLICY SUPPORT
If you have a question about our Policy, please contact us at actuaryfellow@outlook.com
SECURITY OF INFORMATION
The website has industry standard security measures in place to protect the loss, misuse, and alteration of the information under our control. While there is no such thing as "perfect security" on the Internet, we will take all reasonable steps to ensure the safety of your personal information. We periodically review our information collection, storage and processing practices to protect against unauthorized access to systems.
INTERNATIONAL USERS
ActuaryFellow as is headquartered in the United States, and our website(s) and applications are operated, in whole or in part, from the United States. The personal data we collect from you will be processed in the United States. ActuaryFellow relies on derogations (see Article 49 of the GDPR) for transferring and processing your personal data in the United States. ActuaryFellow transfers and processes your data based on your consent, to perform a contract with you, or to fulfill a compelling, legitimate interest of ActuaryFellow that does not outweigh your rights. We safeguard your privacy by ensuring that ActuaryFellow uses your data consistent with your relationship with Actuary Fellow and the privacy practices described in this Policy.
THIRD PARTY LINKS
The website may also contain links to other third party websites that are not under our control. These websites may have their own policies or no policies at all, regarding privacy. You should review these policies before providing information to these websites. ActuaryFellow has no responsibility for linked websites, and provides these links solely for the convenience of our website visitors.
CHILDREN UNDER THE AGE OF 13
Our services are directed to the general public. We do not knowingly collect information from children under 13 years of age or have any reasonable grounds for believing children under the age of 13 are accessing our website or using our services. If we learn that we have inadvertently collected personal information from a child under the age of 13, we will delete that information as quickly as possible. If you believe that we might have any information from a child under the age of 13, please contact us at actuaryfellow@outlook.com, by calling us at +1. 920-350-3228, or writing to us at Customer Service Dept., 99 Wall Street Suite#668, New York, NY 10005.
TERMS OF USE, NOTICES, AND REVISIONS
If you choose to visit and/or use the website or any ActuaryFellow operated application, your use, visit, and any dispute over privacy is subject to this Policy and our Terms of Use,. If you have any concern about privacy on the website, please contact us with a thorough description, and we will try to resolve it. Our business changes constantly, and this Policy, the Terms of Use, and the website will continue to change; however, you will be notified before any material changes to our Policy take effect. You should check the website frequently to see recent changes.
At ActuaryFellow we know that you care about how your information is used and shared. We appreciate your trust that we will use your information carefully and sensibly. This Privacy Policy (“Policy”) is meant to help you understand what information we collect, why we collect it, and how you can update and manage your information. Our privacy practices reflect current global principles and standards for processing personal data.
BY USING HTTPS://WWW.ACTUARYFELLOW.COM, YOU ACCEPT THE PRACTICES DESCRIBED IN THIS POLICY.
The ActuaryFellow (“we” or “us”) may amend this Policy at any time; we will provide you with notice when the changes are material. Changes to this Policy may affect the way we use the information collected about you, including personal data provided by or collected from you. Please visit our website to obtain current information about our Policy. If you do not agree with the practices described in this Policy, you must discontinue using www.actuaryfellow.com, any ActuaryFellow web presences, mobile applications and web applications operated by ActuaryFellow. Our Terms of Use (“Terms”), which are a part of this Policy, further describe the terms governing your use of this website.
WHAT WE COLLECT AND HOW WE USE IT
The ActuaryFellow collects information to provide you with the best products, services and experiences we can, and to ensure our website is operating efficiently. The information we collect generally falls into two categories: (1) personal data about you that you voluntarily provide to us (“personal data”), and (2) tracking information collected as you navigate through ActuaryFellow operated applications and websites (“tracking information”).
AGGREGATE AND COMPUTER- RELATED INFORMATION
When you use the website, we may collect tracking information such as your browser type, the type of operating system you use, your IP address, device identifiers and features, the name of your Internet service provider, and pages visited on the website. If you visit our website or other from a location-enabled device, that device will send us data about your location based on your device settings. We collect this information for aggregate reporting on website activity and for identifying possible sources of website abuse or malicious activity. For example, we may want to know how long the average user spends on the website or which pages or features get the most attention.
When we collect this tracking information, we endeavor to remove any identifying elements by combining it with information about other individuals and/or by removing characteristics that make the information personally identifiable to you. ActuaryFellow reserves the right to share with third parties anonymous, aggregated information about you and other visitors to our website. We share this information in order to improve our website, analyze usage trends, and develop content and services that may be of interest to you.
Likewise, ActuaryFellow may allow third party vendors to collect industry-standard user information (which may include data IP addresses and other device identifiers) through use of cookies, pixel tags, web beacons, technologies, and other relevant tags on our website for use by the ActuaryFellow to better understand the needs and interests of our members, for statistical and research purposes, and to improve content and services that may be of interest to you.
SHARING YOUR DATA
We may disclose your personal data when required by law, wherein we have a good faith belief that such action is necessary to comply with a current judicial proceeding, a criminal investigation, a court order, or legal process. We may also share your personal data if we believe it is necessary in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of the Terms of Use, or as otherwise required by law.
USE OF COOKIES
ActuaryFellow uses "cookies" to help remember and process the items in the shopping cart, personalize your online experience and compile aggregate data about site traffic and interactions in order to offer better site experiences and tools in the future. ActuaryFellow may also use trusted third party services, including Google Analytics that track this information on our behalf. Google Analytics uses first-party cookies to track visitor interactions as in our case, where they are used to collect information about how visitors use our site. ActuaryFellow then uses the information to compile reports and to help us improve our site.
Cookies contain information that is transferred to your computer's hard drive. These cookies are used to store information, such as the time that the current visit occurred, whether the visitor has been to the site before and what site referred the visitor to the web page.
Google Analytics collects information anonymously.
ACCESSING AND UPDATING YOUR PERSONAL INFORMATION
We aim to provide you with easy access to your personal data. If you need to review, change, or update your personal information, you can do so by sending a mail to
99 Wall Street Suite#668, New York, NY 10005 or alternatively send an email to actuaryfellow@outlook.com.
Due to production, mailing, and system timelines, it may take a few days to process a request to update your preferences and personal data.
DATA SUBJECT ACCESS RIGHTS
Under the GDPR, residents of the European Union and European Economic Area (data subjects) have additional rights. A good explanation of them is available on the United Kingdom’s Information Commissioner’s Office website. These rights include accessing, updating, or requesting the deletion of personal data (unless we have to keep that personal data for legitimate business or legal purposes).
OPT OUT OF MARKETING
If you do not want to receive marketing emails from us, you can opt out by visiting our Manage Your Email Preferences Center. A link to manage your marketing preferences is included in the footer of every ActuaryFellow marketing email.
Even if you opt out of marketing emails, we may still communicate with you for other purposes related to your membership and/or transactions initiated by you, such as new or existing orders and purchases; governance related information and changes; for customer service purposes; regarding examinations; regarding your membership; and/or for other activities where ActuaryFellow has a legitimate business or legal purpose for contacting you.
ADDITIONAL TERMS
PRIVACY POLICY SUPPORT
If you have a question about our Policy, please contact us at actuaryfellow@outlook.com
SECURITY OF INFORMATION
The website has industry standard security measures in place to protect the loss, misuse, and alteration of the information under our control. While there is no such thing as "perfect security" on the Internet, we will take all reasonable steps to ensure the safety of your personal information. We periodically review our information collection, storage and processing practices to protect against unauthorized access to systems.
INTERNATIONAL USERS
ActuaryFellow as is headquartered in the United States, and our website(s) and applications are operated, in whole or in part, from the United States. The personal data we collect from you will be processed in the United States. ActuaryFellow relies on derogations (see Article 49 of the GDPR) for transferring and processing your personal data in the United States. ActuaryFellow transfers and processes your data based on your consent, to perform a contract with you, or to fulfill a compelling, legitimate interest of ActuaryFellow that does not outweigh your rights. We safeguard your privacy by ensuring that ActuaryFellow uses your data consistent with your relationship with Actuary Fellow and the privacy practices described in this Policy.
THIRD PARTY LINKS
The website may also contain links to other third party websites that are not under our control. These websites may have their own policies or no policies at all, regarding privacy. You should review these policies before providing information to these websites. ActuaryFellow has no responsibility for linked websites, and provides these links solely for the convenience of our website visitors.
CHILDREN UNDER THE AGE OF 13
Our services are directed to the general public. We do not knowingly collect information from children under 13 years of age or have any reasonable grounds for believing children under the age of 13 are accessing our website or using our services. If we learn that we have inadvertently collected personal information from a child under the age of 13, we will delete that information as quickly as possible. If you believe that we might have any information from a child under the age of 13, please contact us at actuaryfellow@outlook.com, by calling us at +1. 920-350-3228, or writing to us at Customer Service Dept., 99 Wall Street Suite#668, New York, NY 10005.
TERMS OF USE, NOTICES, AND REVISIONS
If you choose to visit and/or use the website or any ActuaryFellow operated application, your use, visit, and any dispute over privacy is subject to this Policy and our Terms of Use,. If you have any concern about privacy on the website, please contact us with a thorough description, and we will try to resolve it. Our business changes constantly, and this Policy, the Terms of Use, and the website will continue to change; however, you will be notified before any material changes to our Policy take effect. You should check the website frequently to see recent changes.